Real Estate Investing Podcast

Knowledgeable Mortgage Officer - Real Estate Financing for Profitability

In this episode, we discuss the importance of financing in real estate investment and provide advice to investors about why proper financing is essential to ensure profitability and the success of an investment property. A knowledgeable mortgage officer will be the key to finding the right financing options based on the investment goals. It is essential to prepare a detailed plan that considers cash flow, rate of return, and desired outcome, to establish a focused goal for selecting properties as an investment. Working with a property manager who can identify properties that are likely to generate a profit and can help by weeding out problematic properties; a property manager helps save time and effort for buyers.
Learn more about Enterprise Property Management and EPM Real Estate by visiting the Behind The Curtain Real Estate Podcast website at: https://behindthecurtainpodcast.com
Transcript for this episode at: https://propertymanagementmemphis.com/podcast/banking-finance-real-estate-memphis-tour-investment/
 

Unlocking the secrets of non-traditional lending: A game-changer for investors!

Jo Garner joins Aaron Ivey in discussing the current state of the mortgage industry and the opportunities for real estate investors, with the rise in non-traditional types of lending. How has the market changed compared to a year ago, with interest rates going up and house prices stabilizing? They note that there used to be a lot of competition from big hedge funds buying properties, but that has decreased, potentially presenting an opportunity for individual investors to purchase properties and create a positive cash flow. They discuss different types of loans, such as traditional financing and non-traditional financing. Traditional loans require a good credit score and typically a 20% down payment, while non-traditional loans, like the DSCR loan, focus on the rental income of the property and have less strict requirements. The non-traditional loans may have higher interest rates but allow for more flexibility, including buying properties under an LLC. Overall, the conversation highlights the changing mortgage landscape and the various financing options available to investors.
 
Learn more about Enterprise Property Management and EPM Real Estate by visiting the Behind The Curtain Real Estate Podcast website at: https://behindthecurtainpodcast.com
Transcript for this episode at: https://propertymanagementmemphis.com/podcast/unlocking-the-secrets-of-non-traditional-lending-a-game-changer-for-investors/

Memphis Rental Market Needs Affordable Move-in Ready Properties; Investors Explore Alternative Loans

Memphis Rental Market Needs Affordable Move-in Ready Properties; Investors Explore Alternative Loans
As the Memphis rental market experiences increased demand for affordable, move-in ready properties, and investors are exploring alternative loan options to adapt to the current economic climate, we discuss how rents and property prices are stabilizing, benefiting tenants, and allowing homeowners to assess property values accurately. Some expensive areas might see home values go down, while middle-income and lower-income properties should stay stable. Investors who focus on these properties can expect less risk and steady rents in the future.
The 1% rule is helpful for buying properties, but it's not perfect. It's important to consider the money coming in and going out of a property. We talk about the rental market in Memphis and different types of investors and why middle-income housing is in such demand. Enterprise Property Management has implemented several changes, which will be discussed in future episodes. Notably, there is an excess of staff in customer service due to the economic slowdown, leading to considerations about the surplus of employees. In terms of operations, PropertyMeld, a web-based service, has improved communication and streamlined maintenance requests within our organization. Finally, we discuss the number of empty properties and how we focus on finding good tenants to make homeowners happy.
 
Visit us online at https://propertymanagementmemphis.com/
 

The Market is Stable: Memphis Real Estate 2023

The Market is Stable: Memphis Real Estate 2023
This podcast episode is about real estate investing and why Memphis is a stable market for investing. Brett Bernard talks about how Memphis has been one of the most stable markets in the country, even during the 2008 crash. He explains that this is because of the large number of renters in the area, who work in the service industry in places like FedEx, St. Jude, the Memphis Airport, Amazon, and Nike. These people continue to go to work, even during economic downturns, which keeps the rental market and real estate market stable.
We also discuss a case study regarding a couple who live in California and wanted to invest in, and ultimately move to, Memphis. After a rough start with another agent, they contacted Brett and bought a package of 7 properties, quickly expanding their rental portfolio to 11 properties. They are now making $7,800 a month in rental income and are planning to sell their house in California and buy a "mini mansion" in Collierville, Tennessee with the money. This story shows that with hard work and smart investing, it is possible to make a lot of money and move to a better lifestyle.
 
For more information about this episode of our real estate investing podcast:
https://epmrealestate.com/podcast/the-market-is-stable-memphis-real-estate-2023

Is NOW a good time to buy real estate investment property?

Is NOW a good time to buy real estate investment property?
As prices for real estate take a dip we discuss new and young investors, interest rates and scenarios to find lending for buying investment property, and we talk about why it's a great time to buy real estate. We talk about loans that allow you to buy as many properties as you can afford, the qualifications, and current loan rates.
What lending options are the for new and young investors?
Is a 40-year loan amortization a good choice?
What lending options are there to buy multiple properties?
Why buy property now rather than waiting?
For more information about this episode from Behind the Curtain Real Estate Investing Podcast, please visit us online at: https://epmrealestate.com/podcast/is-now-a-good-time-to-buy-real-estate-investment-property

Concept to Retirement: Real Estate Investing Process

In this episode Brett talks us through his process for working with real estate investors. He discusses getting to know the investor, identifying goals they have, and how he assists in finding and making a winning offer on a property. He calls this process, Concept to Retirement!
 
Find out more about this real estate investing podcast episode at: https://epmrealestate.com/podcast/concept-to-retirement-real-estate-investing-process
 
Contact Brett Bernard at: (901) 692-7401

Get Started in Real Estate Investing with Limited Cash

Investor Tom Durhan returns to share how he got started investing in real estate. He shares his top tips on how to get started in real estate when you have limited cash in the bank.
How do you go about getting a hard money loan?
Do you suggest doing an FHA loan on your first investment property or some kind of a conventional financing?
Find out more about this real estate investing podcast episode at: https://epmrealestate.com/podcast/get-started-in-real-estate-investing-with-limited-cash
Contact Brett Bernard at (901) 692-7401

Section 8 tenants & where to buy investment rental property

Investor Tom Durhan discusses his approach to real estate investing and shares how much it typically costs to get rent ready, inflation, and Tom tells us what percentage he's achieved over the last 10 years.
Do you have section 8 tenants?
How much do you typically put into that property to get it rent ready?
Are you concerned about the inflation issue with with tenants and rent at this point?
What's the one thing in all your rental properties that is something you always have to deal with?
How many properties do you have now?
What do you think your overall percentage of return is on those properties 10 years?
Find out more about this real estate investing podcast episode at: https://epmrealestate.com/podcast/section-8-where-to-buy-investment-rental-property
 

Rental Property Tax Deductions

Today we discuss rental property tax deductions:
Are my property management fees tax deductible?
 
Is investment property advertising tax deductible?
 
Is property maintenance tax deductible?
 
Can property insurance be deducted on my taxes?
 
Can I deduct travel expenses relating to my investment property?
 
Learn more about this episode of our real estate investing podcast at:https://epmrealestate.com/podcast/rental-property-tax-deductions
(c) EPM Real Estate Memphis, TN.

Is it real estate boom or doom?

In this episode we talk about the existing real estate market and all the changes that have happened, mortgage rates, and why now is a great time for investors to buy real estate in Memphis.
Find out more about this real estate investing podcast episode at:
https://epmrealestate.com/podcast/is-it-real-estate-boom-or-doom
Contact Brett Bernard at (901) 692-7401

Loan Options for Investment Property

Loan Options for Investment Property: In this episode Memphis investment loan officer, Tina Talarico, covers the types of loans available for real estate investors.
What would be a good scenario for a bridge loan? Instead of just doing an ARM loan or a 15 year, why would you do a bridge loan?
What options do I have to move a bridge loan into a different type of loan? Does the bridge loan automatically convert or do I have to go through the whole loan process to go with a term loan?
When converting a bridge loan to a fixed rate loan, how can I avoid losing cash flow through a higher interest rate? Is there an option to put more cash down, get a lower interest rate, and keep my cash flow in good position?
We discussed ARM loans, bridge loans, but what other investment loan products come to mind?
What are no doc loans for real estate investors?
Find out more about this real estate investing podcast episode at: https://epmrealestate.com/podcast/loan-options-for-investment-property
Contact Tina Talarico at (901) 826-7218

Mortgage interest rates forecast 2022 into 2023

Memphis investment loan officer, Tina Talarico, discusses interest rates. Will mortgage interest rates go up, or go down during the remainder of 2022, and what could we expect for interest rates in 2023? This is part 2 of a 3-part series where we’ll be discussing types of loans for commercial lending, investor loans, interest rates, and types of properties.
Find out more about this real estate investing podcast episode at: https://epmrealestate.com/podcast/mortgage-interest-rates-forecast-2022-into-2023
Contact Brett Bernard at (901) 692-7401 OR Tina Talarico at (901) 826-7218